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January 2011 - Posts

Hollister Short Sales: Attn: Bankers. Stop harassing Americans for money they don't have
Hollister CA - Maybe this is a pet peeve of mine. Or maybe it just seems ridiculous that someone would call a debtor over and over again asking to be paid, when they have already been told the debtor doesn't have the money to pay them. Or maybe it Read More...
Why Won't Realtors Show Short-Sale Homes?
Some realtors may deflect the question or just not answer when you bring up a short sale. Are they hiding valuable information from you? Are they keeping something secret for their own profit, like a treasure-trove list of short-sale homes? Nope. Chances Read More...
Should I Buy A Short-Sale Home?
It seems appealing, that's for sure. Here's a home that is going for below market value; the owner wants to get rid of it, the lender wants someone, anyone to make payments, and you just happen to be in the market. Should you put in a bid? In Read More...
Does My Bank Work With HAFA On Short Sales?
In 2009, the federal government started the Home Affordable Foreclosure Alternatives program, better known as HAFA. HAFA is an offshoot of the Home Affordable Modification Program (HAMP), and both of these are designed to help stabilize the marketplace, Read More...
Loan Modification Or Short Sale?
For homeowners finding themselves upside down, two options might seem palatable: loan modifications and short selling. Which one is right for you? It depends on what your short-term and long-term goals are, as well as your current situation. When should Read More...