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May 2011 - Posts

Common Hollister Short Sale Myth: Short Sales Are Difficult and Banks Never Approve Them
Hollister CA Homes– The Stop Foreclosure Institute recently talked with a homeowner whose home had been sold on the courthouse steps. We asked if she had considered selling the home as a short sale. "I did, but I heard that short sales are Read More...
Hollister Short Sales: I Have Mortgage Insurance. Won't That Cover The Deficiency?
Hollister CA – The Stop Foreclosure Institute recently received a question from Max. Here is Max's Question. "If I pay mortgage insurance and default on my loan, why wouldn’t that cover the deficiency amount? Max." Discover how Read More...
Hollister Short Sale: How to Send a Fax to Everyone in Congress
Homes in Hollister CA – Bank of America is consistently the worst short sale lender with which we have dealt. A lot of people sent me emails similar to the following: "You need to stop complaining. If you think having to re-open a file is bad, Read More...
Hollister Short Sale: Sick of Your Loan Mod Taking Forever? Why Not Contact Congress?
Homes in Hollister CA – We recently sent everyone in Congress a fax about a certain large bank that had done a lousy job on a short sale file. We waited 90 days for an answer on an offer. Get my Free, Step-by-Step Loan Modification Guide by clicking Read More...
Hollister Short Sale: My Lender Is Charging the Buyer a Fee to Buy My House
Homes in Hollister CA – The Stop Foreclosure Institute recently received a question from Brandon. Brandon is selling his house, and something very interesting happened. Brandon’s Question: "My loan is with American Home Mortgage (AHMSI Read More...
Hollister Short Sale: Are the Banks Lying to Uncle Sam?
Homes in Hollister CA – The Stop Foreclosure Institute recently received an email from another real estate agent asking for our advice on a short sale. The agent accused a large, national lender (one of the four largest in America) of lying to Fannie Read More...
Hollister Short Sale: Can I Rent My Home if It's in Foreclosure?
Homes in Hollister CA – The Stop Foreclosure Institute recently received a question about renting a home in foreclosure. Short Sale Question: "I am selling two of homes that are short sales. I would like to rent the homes during the foreclosure Read More...
Hollister Short Sale: Are Fannie Mae Short Sales Tough?
Homes in Hollister CA – Another agent recently emailed the Stop Foreclosure Institute who was having a hard time with a short sale on a Fannie Mae Loan. Get my Free, Step-by-Step Loan Modification Guide by clicking here. Here is an excerpt from Read More...
Hollister Short Sale: Why Does a HELOC Get Zero from Foreclosure?
Homes in Hollister CA – I'm sure some people were wondering why a HELOC gets zero from a foreclosure. Let me explain why. Get my Free, Step-by-Step Loan Modification Guide by clicking here. When a property is foreclosed upon, it's auctioned Read More...
Hollister Short Sale: I'm Having a Hard Time Negotiating with a HELOC
Homes in Hollister CA – The Stop Foreclosure Institute recently received a question about short sales. Here's the question. "What is your experience with Chase Heloc's? I have a HELOC that is a second mortgage. Citi (the first) will Read More...
Hollister Short Sales: Should I Short Sale or Keep Trying to Save the House?
Homes in Hollister CA – We at the Stop Foreclosure Institute receive calls all the time that go something like this: “I've fought the bank for year and a half, and after paying thousands and thousands I've decided to short sale. Can Read More...
Hollister Short Sales: Why Is the Short Sale Taking So Long?
Homes in Hollister CA – The Stop Foreclosure Institute recently received a question from Cathy. Here is her question. "I am trying to buy a house that is a short sale. It has been four months, and we have heard nothing. The agent did mention Read More...
Hollister Short Sales: How to Look at a Short Sale from the Lender's Perspective
Homes in Hollister CA – The Stop Foreclosure Institute received a few responses from yesterday's blog post. Most of the questions went something like this. "I think a lender would be stupid to approve an investment property short sale for Read More...
Show Your Lender Home Much It Will Lose Rejecting Your Hollister Loan Mod
Homes in Hollister CA – Lenders reject loan modifications only to lose more money when they sell the home after foreclosure. Here is how to prove the loss to them. Get my Free, Step-by-Step Loan Modification Guide by clicking here. When you request Read More...
Recommended Steps to Take before You Strategically Default in Hollister
Homes in Hollister CA – Here are the recommended steps to take before you strategically default. We have consulted a financial expert who recommends these steps before strategically defaulting. He believes taking these steps will reduce the likelihood Read More...