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November 2011 - Posts

Hollister Short Sales: An Ounce of Prevention Is Worth a Pound of Cure
Hollister CA – The agent you hire to short sale your house should know how to "influence the BPO." Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. The BPO is another agent's opinion Read More...
How a Hollister Short Sale Realtor Determines the Value of Your Home
Hollister CA – It's very helpful in loan modification negotiations to know the fair market value of your home. You can use the value to convince your lender to accept your loan modification offer. As an experienced Short Sale Realtor, I can Read More...
Hollister Short Sales: Loan Modification Loss Comparison Calculator
Hollister CA – If you're looking to convince your lender to approve your loan modification, then here is a tool you might find useful. You can use this sample calculator to convince your lender to approve your loan modification. Click here to Read More...
Hollister Short Sales: How to Find Out Who Owns the Loan So You Can Hold Your Bank Accountable
Hollister CA – In our last post, we talked about how you could contact the entity that owns a loan. But some people were wondering how they could find out who owned their loans. "I thought ABC Bank owned my loan. I send them a payment every Read More...
Hollister Short Sales: How to Hold Your Bank Accountable
Hollister CA – In my last post, I ranted about how the bankers do a lousy, incompetent job on short sale and loan modification negotiations. Here is how you can avoid suffering under their incompetence. The key is to hold your bank accountable. Read More...
Hollister Short Sales: What Occupy Wall Street Doesn't Know About Bankers
Hollister CA – Occupy Wall Street protestors aren't having tremendous best success attacking Wall Street and the banks. But that's because they're complaining about what they think is wrong with the situation. Click here to discover Read More...
Hollister Short Sales: Do the Problems in Greece Affect Us?
Hollister CA – The Greeks are finding themselves in hot water. They have maxed out their credit. Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. The government borrowed money and is having a hard Read More...
Hollister Short Sales: Will Bank Of America Approve Short Sales with No Deficiency?
Hollister CA – The Stop Foreclosure Institute recently received this question from another agent. Here is his question. "Have you had any luck getting short sales done with no deficiency with Bank of America? My seller is a young couple. They Read More...
Hollister Short Sale Question: Is This Lender Lying to Me?
Hollister CA – The Stop Foreclosure Institute recently received this question from another agent. Here is her question. "I was just told by the lender on a short sale that the institution will have to "close" the file because they Read More...
Realtor Has Good Success Using Stop Foreclosure Institute Short Sale Negotiation Strategy
Hollister CA – The Stop Foreclosure Institute recently received this email from Karen. She askrf us for some help on a short sale. Here is the email. "I sent an email to the lender on a short sale, utilizing the e-mail address list you provided. Read More...
How to Escalate the File on a Hollister Short Sale
Hollister CA – The Stop Foreclosure Institute recently received an email from Mercedes. Here is her question. "I need your help on how to escalate a file with Chase. It's been twelve months and still Chase claims the loan owner, Freddie Read More...
Hollister Short Sale Question: Can I Push the Short Sale Process to Make It Go Faster?
Hollister CA – The Stop Foreclosure Institute recently received a question from Marlen. Here is her question. "I am trying to buy a short sale. It has been four months, and we have heard nothing except that we are now on our second negotiator, Read More...
Can an Inherited Property Be a Successful Hollister Short Sale?
Hollister CA – The Stop Foreclosure Institute recently received a question from Bernice. Here is her question. "Can an investment property that was inherited be a successful short sale without the owner having to pay back the deficiency? I Read More...
How I Make the Hollister Short Sale Process Faster and Easier
Hollister CA – Here is a problem: Buyers don't like short sales because of the uncertainty and the wait. How do we solve this problem? Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. Reason Read More...
Hollister Short Sales: An Example of How We Escalated a Short Sale File
Hollister CA – I talk about "escalating" a short sale. To put that in perspective, I'm going to give you a real-life example of how it's done. Click here to discover how other sellers successfully executed a short sale and avoided Read More...
I Sent Everyone in Congress a Fax about Hollister Short Sales
Hollister CA – A large national bank did a lousy job on a short sale file. We waited 90 days for an answer on an offer, but ultimately the buyer got impatient and walked. We had a backup buyer. But instead of reviewing the new offer, the short sale Read More...
Why Be Responsible When You Can Get a Bailout?
Hollister CA – Why does a British bank do a better job than the American banks? We have always liked short sales with HSBC. They respond promptly and are easy to work with. The bottom line is that HSBC does a solid, competent job handling short Read More...
When a Bank Should Approve a Hollister Short Sale
Hollister CA – A bank should accept your short sale when the following rules apply. If the bank owns the loan itself, it has a fiduciary duty to its stockholders. The duty is to get those investors the most money possible. Therefore, a lender should Read More...
Hollister Short Sales: Why Won't My Lender Allow Me to Walk Away with No Deficiency?
Hollister CA – The Stop Foreclosure Institute recently received a question from James. Here is his question. "We are in the middle of a very long negotiation with a large national lender. I had my agent put a clause into the contract stating Read More...
Hollister Short Sales: Why Won't My Lender Allow Me to Short Sale?
Hollister CA – The Stop Foreclosure Institute recently received a question from David. Here is his question. "I lost my job and am burning up my savings very fast. At the current rate I will only be able to pay my mortgage for a few months Read More...