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How Does My Realtor Get Paid On A Hollister Short Sale
Hollister CA – A potential home seller asked The Stop Foreclosure Institute how we get paid on a short sale transaction. So I decided to answer that question in today’s blog post. Here is how most Realtors get paid on a short sale. They make Read More...
Hollister Short Sales: The Most Effective Way To Stop Debt Collector Harassment
Hollister CA – Debt collectors are infamous for multiple phone calls at all hours of the day. One person told the Stop Foreclosure Institute that he would receive several phone calls the first thing Sunday Morning. Click here to discover how other Read More...
Another Strategy To Help Convince Your Lender To Approve Your Hollister Loan Modification
Hollister CA – Lenders hate losing money. They hate loan modifications, principal reductions, and any other thing that causes them to lose money. But, in today's tough economy they have no choice but to accept them. The primary reason a lender Read More...
A Common Mistake Being Made On Hollister Short Sales
Hollister CA – I see a lot of agents making mistakes on short sale property valuation. Lenders hire a supposedly impartial third party to value the property. Many of these people are evaluating 10 properties a day. There is very little quality control Read More...
Hollister Loan Mod Question: How Do I Get A Loan Mod On An FHA Loan?
Hollister CA – The Stop Foreclosure recently received a question from Grant. Here was his question. "I have an FHA loan and want to get a loan modification. My bank is playing hardball and won't modify the loan at all. My friend got a loan Read More...
Hollister Short Sale Question: Does It Make Sense To Pay My Credit Cards If A Short Sale Will Harm My Credit Anyway?
Hollister CA – The Stop Foreclosure Institute recently received a question from Paul. Here is Paul's Question. "I am selling my house as a short sale. I am behind on the mortgage payments. Do you think I should still pay my credit cards?" Read More...
Thinking About Short Selling Your Upside Down Hollister Home? Here Is Why A Short Sale Causes Your Home To Sell For More
Hollister CA – People often wonder why their lender will release their debt in a short sale. Most lenders don't like to release the debt. But, they agree to do it because they know that policy nets them more money. Click here to discover how Read More...
What Is A BPO And Why Does It Matter On A Hollister Short Sale?
Hollister CA – Some agents hate short sales. Why? Because they don't understand them. So, don't believe them when they tell you that short sales are impossible. I will explain what causes their problems in today's post. There are two Read More...
Hollister Short Sales: Mortgage Debt Forgiveness extended
Hollister CA – Congress has reached a settlement which extended the Mortgage Forgiveness Debt Relief Act another year. The measure will continue to exempt from taxation mortgage debt that is forgiven when homeowners and their mortgage lenders negotiate Read More...
Hollister Short Sales: How To Get A Short Sale Lender To Waive A Deficiency
Hollister CA – The Stop Foreclosure Institute recently received a question from John. Here is John's Question. "I just received a full price offer on my house. My main concern is that I don't get stuck having to pay off the deficiency. Read More...
Hollister Short Sales: Can I Short Sale My Upside Down Home And Buy Another One?
Hollister CA – The Stop Foreclosure Institute recently received a question from Brent. Here is Brent's Question. "If we are not behind on our mortgage but can't sell our home through a normal sale because we don't have any equity, Read More...
A Common Hollister Short Sale Misconception: I've Heard Banks Won't Do Short Sales. Is That True?
Hollister CA – I recently talked to a homeowner in foreclosure. She had heard of the short sale option. But, someone had told her that short sales are tough. They told her, "Banks never accept short sale offers. You are wasting your time if Read More...
Why Lenders Approve Hollister Short Sales When A Borrower Is Current
Hollister CA – It sounds weird that a lender would approve a short sale when a homeowner is current on their payment. There is a logical reason that they do it. Let me explain. Click here to discover how other sellers successfully did a short sale Read More...
Strategic Default Or Hollister Short Sale. Which Is Better For You?
Hollister CA – If you are upside down, then you might be tempted to walk away. You'll mail your keys to the lender and move out. Before you move out, I have some important information to tell you. You should stay in the house for as long as Read More...
Yes, There Actually Are Guidelines For Lenders Approving Or Denying A Hollister Short Sale
Hollister CA – Convincing a lender to approve a short sale isn't that difficult when you know the guidelines they are forced to follow. I have mentioned it elsewhere on this blog, but I will mention it again. Around 80% of all loans held by Read More...