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Hollister Short Sales: I Have Mortgage Insurance. Won't That Cover The Deficiency?
Hollister CA – The Stop Foreclosure Institute recently received a question from Max. Here is Max's Question. "If I pay mortgage insurance and default on my loan, why wouldn’t that cover the deficiency amount? Max." Discover how Read More...
Hollister Short Sales: Will I Owe Income Tax After A Short Sale?
Hollister CA – This is one of the first questions potential short sale sellers ask us. “I heard of something called “forgiveness of debt income and that it is taxable. How does that work?” they ask. The following article is my Read More...
How GMAC Short Sales Work
Hollister CA – GMAC, was the financing arm of General Motors. It was taken over by Uncle Sam and has been mostly privatized as Ally Financial. However, many people still have loans from the original GMAC. Some of these homeowners want to short sale, Read More...
Hollister Short Sales: An Advanced Strategy To Stop Harassing Debt Collector Calls
Hollister CA – Many of the short sale sellers we help are selling their home to avoid foreclosure. In addition, they are receiving lots of harassing calls from debt collectors. These debt collectors seem to think that if you call someone with no Read More...
Hollister Short Sales: Renters trashed my house. What should I do?
Hollister CA – The Stop Foreclosure Institute recently received a question from Richard. “I accepted a job transfer and had to move. Unfortunately we were upside down on the house. I decided to rent it out rather than short sale it. The renters Read More...
My Realtor hasn't talked to me about a Short Sale & I'm not even getting a showing. I think I might be upside down. What do I do?
Hollister CA - The Stop Foreclosure Institute recently received a question from Jennifer. She is having a hard time selling her home. “I have had my house for sale for a little while, but it hasn’t sold. No buyers have come to look at it. Read More...
Hollister Short Sales: Saint or Sinner?
Hollister CA– The New York Times had an interesting article about one man’s mission in the fight to stop foreclosure. According to the article, Mark Guerette, attempted to make use of all the empty, abandoned houses he saw. I get frustrated Read More...
Hollister Short Sales: Bankers, can we have more open and transparent loan modifications?
Hollister Short Sales: Bankers, can we have more open and transparent loan modifications? Hollister CA Loan modifications have become a joke. People get turned down for no reason at all. People really want to keep their home, but just can't figure Read More...
Hollister Short Sales: Attn: Bankers. Stop harassing Americans for money they don't have
Hollister CA - Maybe this is a pet peeve of mine. Or maybe it just seems ridiculous that someone would call a debtor over and over again asking to be paid, when they have already been told the debtor doesn't have the money to pay them. Or maybe it Read More...
Why Won't Realtors Show Short-Sale Homes?
Some realtors may deflect the question or just not answer when you bring up a short sale. Are they hiding valuable information from you? Are they keeping something secret for their own profit, like a treasure-trove list of short-sale homes? Nope. Chances Read More...
Should I Buy A Short-Sale Home?
It seems appealing, that's for sure. Here's a home that is going for below market value; the owner wants to get rid of it, the lender wants someone, anyone to make payments, and you just happen to be in the market. Should you put in a bid? In Read More...
Does My Bank Work With HAFA On Short Sales?
In 2009, the federal government started the Home Affordable Foreclosure Alternatives program, better known as HAFA. HAFA is an offshoot of the Home Affordable Modification Program (HAMP), and both of these are designed to help stabilize the marketplace, Read More...
Loan Modification Or Short Sale?
For homeowners finding themselves upside down, two options might seem palatable: loan modifications and short selling. Which one is right for you? It depends on what your short-term and long-term goals are, as well as your current situation. When should Read More...
How do I find the most qualified agent to handle short sales in my area?
How Do I Find a Short Sale Specialists In My Area? We say it all the time in this industry -- only do a short sale with a short-sale specialist. Otherwise, you'll probably dig up much more trouble than it's worth. Ok, now that we've got that Read More...
Can I Short Sale When I Can Afford Payments?
In today's real estate world, just about anything is possible if the lender and homeowner agree upon it, but the lender is generally always in control. Thus, if you want to short sale even though you could still make the payments, you should consider Read More...
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