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Who is Freddie Mac?
In our last post, we answered the question, “Who is Fannie Mae?” The appropriate follow-up to that is to talk about Freddie Mac, a similar organization and another major player in the American real estate market. Freddie Mac is the common Read More...
Who is Fannie Mae?
Unless you work in the real estate industry, many of the names and terms might seem a bit confusing. One of the most popular questions we get is, “Who exactly is Fannie Mae?” The answer might be a little simpler than you think. The Federal Read More...
How To Buy A REO Home
In our last post , we looked at the definition of REO homes. Now that you know about this unique property classification, it’s time to wonder whether or not to jump in the market — and if you do, what can you do to stand apart from the competition? Read More...
What is a REO?
With so many foreclosed homes these days, it’s easy to get lost in the many acronyms flying around. More and more advertisements mention REO properties, but let’s take a step back and look at what exactly is a REO. REO stands for “Real Read More...
What is Chapter 13 Bankruptcy?
In our last post , we looked at Chapter 7 Bankruptcy, or the most popular means of a short-term solution for relieving debts. Chapter 13 differs from this by allowing people to reorganize their financial situation under the supervision of a bankruptcy Read More...
What is Chapter 7 Bankruptcy?
In a previous post , we talked about filing for bankruptcy can delay — and possibly — stop foreclosure. There are two paths you can take with foreclosure bankruptcy, and in this post, we’ll examine the most common of those: Chapter 7 Read More...
Stages of Foreclosure, Part 2
In Part 1 of our Stages of Foreclosure posts , we looked at what a bank does to legally begin the foreclosure process. Once all the paperwork is filed, an auction date is set and the current owners have the ability to try and pay back (or negotiate) their Read More...
Stages of Foreclosure, Part 1
The word "foreclosure" has been a hot-button topic around the real estate industry for the past few years -- but exactly is it? In this two-part series, we'll explore the different stages of foreclosure, from the very beginning to the way Read More...
Should I file for bankruptcy if I let my home go to foreclosure?
If foreclosure seems inevitable, one potential option to explore is bankruptcy. There are obviously stigmas attached to bankruptcy, and it can have long-ranging impacts on your credit, but it's something to consider when facing foreclosure. The immediate Read More...